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Digital card
A digital card, virtual card or cloud card is an online hosted, digital virtual representation of any plastic card or a generic identification method in IdM (Identity Management). A digital card, unlike a plastic card, doesn't require any physical representation in the first place as it is fully virtual and hosted online.
A digital card can emulate (imitate) any kind of plastic card〔http://www.theverge.com/2014/8/22/6053967/coin-beta-is-ready-to-swipe〕 but is mostly used with a credit card, loyalty card, health insurance card, driver's license, Social Security number, etc.
== History ==
In 1960 IBM used the magnetic tape to develop a reliable way of securing magnetic stripes to plastic cards, the most common identification and payment method to date. As technological progress emerged in the form of highly capable and always carried smartphones, handhelds and smartwatches, the term "digital card" was introduced in 2009 by CardsApp〔http://blog.cardsapp.com/post/a-new-era-of-digital-cards CardsApp Blog Post 2009〕 as the ability to transact and identify with generic remote scanning (or reading) devices, mostly by using smart portable devices.
On May 26, 2011 Google released its own version of a cloud hosted Google Wallet which contains digital cards - cards that can be created online without having to have a plastic card in first place, although all of its merchants currently issue both plastic and digital cards.〔http://www.google.com/wallet/business/〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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